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What the payment comes to on a Bucks County house

The monthly payment, and then the part people skip: what you hand over on closing day. Bucks County's 2% transfer tax is built in, with the same 1% local share in every township from Bristol to Quakertown.

The tax line fills itself in from the price as a county-wide guess. Type over it with the real bill for the house you're looking at: Bucks assessments date from 1972, and the same price can carry a very different bill in Pennsbury than in Central Bucks.

Estimated monthly payment

$0
The loan itself$0
Property tax$0
Insurance on the house$0
Mortgage insurance$0
HOA / condo$0

Estimated cash to close

Money down$0
Your half of the transfer tax$0
The rest of the closing costs (about 2.5%)$0
FHA upfront MIP (rolled into the loan)$0
Total cash you'd bring$0

Half and half is the Bucks County habit for the transfer tax; it lives in the agreement of sale, and no law sets it. A first home may bring some of this back: up to $10,000 through the county's first-time buyer program for those who fit its rules.

This page estimates. A lender quotes.

Call, and a licensed Pennsylvania lender puts real pricing on your actual numbers, usually the same business day.

(267) 828-9047

Estimates only. Not a loan offer, a rate quote, or a commitment to lend. The rate above is an assumption you should change. Real taxes, insurance and closing costs land where the house and your file put them.

Related: the transfer tax calculator for the closing-day line on its own, Bucks County property tax and the 1972 assessments for why the tax line needs the real bill, and closing costs in Bucks County for everything else on the settlement sheet.

Use the form, and the call comes back.

About a minute of typing. We read it, and a licensed Pennsylvania lender who does this kind of loan calls you back, usually the same business day. Nothing here touches your credit. If you'd rather talk it through, the number is (267) 828-9047.

Sending this form asks a licensed Pennsylvania mortgage lender to get in touch with you about financing a home. It is a request for a call and nothing more: no loan application, no credit pull, nothing that shows up on your credit report. Bucks County Home Loans is a marketing and referral service and is not a mortgage lender or broker. What happens when you call.

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