(267) 828-9047 Picked up day and night, calls recorded. No credit pull, no application. Bucks County, Pennsylvania
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Loan programs, the way a first-time buyer in Bucks asks about them

Pick the one that sounds like your situation. Each page carries the 2026 limit, the part people skip, and a phone number that gets answered.

Buying

Purchase loans, from a first Levitt ranch to a place with acreage up past Perkasie.

Buying a homeThe order a Bucks County purchase happens in, what settlement costs, and why the tax line on a listing sheet tells you almost nothing on its own.First-time home buyersThe county's $10,000 at 0%, the $392,000 price cap, PHFA's Bucks limits, and the residency and own-funds rules nobody mentions until you're under contract.

Refinancing

A lower payment, a shorter term, or cash out. A refinance owes no transfer tax in Pennsylvania, which surprises people who paid it on the way in.

RefinanceWhat a refinance costs in Pennsylvania, the seasoning rules by loan type, and why the county's $10,000 second mortgage needs a phone call before you apply.Cash-out refinanceThe 80% ceilings, the twelve-month wait, the VA exception, and the Bucks County lien that a cash-out calls in.

Government-backed and conventional

FHA, VA, USDA, PHFA and plain conventional, each with the Bucks County limit and the local catch written in.

FHA loans3.5% down under the published $630,200 Bucks limit, how long the mortgage insurance sticks around, and what the appraiser flags in post-war county stock.Conventional loans (3% down)The $832,750 Bucks limit, who actually gets the 3%-down programs, when PMI comes off, and why two identical houses have different escrows here.VA loansZero down with no ceiling on full entitlement, the funding fee tiers, what the VA appraiser checks in Pennsylvania, and how the county's $10,000 bends for veterans.USDA loans in upper BucksHow USDA eligibility is actually checked in Bucks County, what the loan costs with no down payment, and the upper-county townships worth asking a lender about.Jumbo loansWhere the jumbo line sits in Bucks, what lenders want on down payment, score and reserves, and what a farmhouse on acreage does to an appraisal.

The odd cases

Self-employed, a condo with paperwork trouble, an investor qualifying on rent. Somebody lends on all of it.

Condo and townhome loansHow lenders treat a Bucks townhouse against a condo, what makes a project non-warrantable in 2026, and the association paperwork to ask for in week one.
Worth a phone call (267) 828-9047

Picked up day and night, calls recorded. No credit pull, no application.

Not sure which of these you are? That is a five-minute call. Say what you are buying and roughly where, and a licensed Pennsylvania lender who does that kind of loan calls you back.

Call now Use the form

The form takes about a minute and lands in the same place as the call.

Use the form, and the call comes back.

About a minute of typing. We read it, and a licensed Pennsylvania lender who does this kind of loan calls you back, usually the same business day. Nothing here touches your credit. If you'd rather talk it through, the number is (267) 828-9047.

Sending this form asks a licensed Pennsylvania mortgage lender to get in touch with you about financing a home. It is a request for a call and nothing more: no loan application, no credit pull, nothing that shows up on your credit report. Bucks County Home Loans is a marketing and referral service and is not a mortgage lender or broker. What happens when you call.

What the box means: communications consent. What happens to the form: privacy policy and terms of use. To change your mind later: privacy choices.

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